What you said
@Spiky Bugger....I went to Dr. K's site and went to the financing tab. And I was approved through LendingUSA for what I hope will be enough to cover everything including the hotel and food for a friend. The interest rate is OUTFUCKINGRAGEOUS!!!! (Dave Ramsey wouldn't be happy but too bad) And....like you said...if it was to save my son's life I wouldn't even flinch. I feel good about this....It's a good thing I'm not going to be eating much for the next few years so I can make that payment lol. I just need to hear back from Dr. K's office to see if they can get my provider moved. Does anyone have any advice that had to travel? Where do you stay? Eat? Now I've got myself in a tither and I just need to calm down and breathe!!!! UGH!!!!
Woman! You are making me diazepam deficient!
Look...the problem here is twofold...that we don't have a medical system in this country that serves everyone well...remember THAT next time you vote...and that you don't have the money sitting around at your disposal. And no matter how hysterical you become, that ain't changing right away. So, (what
@Charris was warning you about), calm the fuck down! We all have our issues. I once lived in a corner of a garage, so I get it. But if you want the best surgery, with the best surgeons, and you haven't paid for a "best" insurance policy, then you will have to do what you just did.
Frankly, part of that $4000 program fee is most likely to hire people to answer non-stop phone calls. No...I really mean that. (You are not the only one with a spastic dialing finger and if the doctor takes the calls, he won't have time to cut.)
Btw, my insurance paid for almost all of my DS, but 14-15 years ago, I paid ten grand cash, plus business class airfare to Monterrey, Mexico, plus hotel, taxi, etc for the lousy LapBand. If you have found a way to get by for less than that, for a superior surgery, you are ahead of the game.
BUT....six months post op, you will feel better, look better and maybe get a job that will allow you to pay it off sooner. I hope there is no pre-payment penalty or Rule of 78 bullshit on that loan.