Hey, Veterans/Vet Spouses

[Spiky Bugger]

So I called because mortgage interest rates are lower than ever. I’m a hard sell on those loans. They always try to rope you in with “no closing costs” ads. (That just means that they add those costs into your loan.) I don’t want “no closing costs.” I want “No third party and nothing added to your balance” loans.

Anyway, we were offered the IRRRL (not sure how many Rs) loan at 2.75%, which will lower our monthly P&I pymt by about $300/month.

That’s a respectable amount, right?

There are deals for non-vets, too. But this PARTICULAR loan is very simple...it’s a “redo” on your existing VA loan. You don’t have to REprove your eligibility for a VA loan, you don’t have to get the house REappraised, you don’t have to find your Certificate of Eligibility, the fact that the loan is open proves you’re paying it, so most lenders don’t need a credit check. etc because you will be making SMALLER pymts.

Thank you for coming to my TED talk.

 

[Susan in Tennessee]

I know I sure would do it! $300 adds up, and it’s the smaller ways of saving money that stack up and make a difference. I witnessed this firsthand growing up from my mother! And in this TED Talk $300 is a landfall! She did amazing things for our family by saving small amounts, sending in for rebates, being a smart grocery shopper always using coupons, stocking up on sale and never ever paying full price for anything! She loved her name brands and took pride in getting the “good” stuff cheap! I’m proud to say I did inherit some of those genes! At least I never had to worry about toilet paper this spring/summer !

 

[Spiky Bugger]

I know I sure would do it! $300 adds up, and it’s the smaller ways of saving money that stack up and make a difference. I witnessed this firsthand growing up from my mother! And in this TED Talk $300 is a landfall! She did amazing things for our family by saving small amounts, sending in for rebates, being a smart grocery shopper always using coupons, stocking up on sale and never ever paying full price for anything! She loved her name brands and took pride in getting the “good” stuff cheap! I’m proud to say I did inherit some of those genes! At least I never had to worry about toilet paper this spring/summer !

One night, when the four of us were out for dinner at a not-too-cheap local steak place that, MiniSue’s boyfriend—probably embarrassed by my ongoing use of coupons—quietly asked MiniSue if her mother even had coupons for this place. The told me what they were laughing about. I said that I DID NOT have coupons for this restaurant, but we had no problem at all picking up the $200+ tab (no alcohol, no desserts, one coffee, one iced tea) because of the coupons I used at all the other places we visited.

So, I agree with you. Those little bits add up.

 

[k9ophile]

I use coupons, senior discounts, veterans discounts, or any discount I'm offered. If they wanna give me one, I'll take it. Obviously, it doesn't hurt their bottom line or they wouldn't offer it.