Spiky Bugger
Well-Known Member
- Joined
- Jan 5, 2014
- Messages
- 6,319
While The Supremes are cogitating...
MiniSue decided to take a job that has long-term security and a defined benefit plan...all in all a good plan for a single woman. The downsides are a grand a month pay cut and a six-to-twelve month training period, holding "temp" status, with no benefits.
COBRA would cost her $700/month. An ObamaCare policy, with no subsidy because her income is too high, will cost somewhere between $200-300/month.
She can deal with a $1200/month reduction-in-pay-increase-in-expenses...for that year. But a $1900/month hit would have been unmanageable.
So...what ObamaCare will be doing...at zero expense to taxpayers...is allowing her to move to a job that will, after about two or three years, have her making more money, paying more in income taxes, stimulating the economy (because she's that kind of girl) and providing her with a pension that will keep her...a single woman with no siblings and no children to care for her in her old age...with a roof over her head and something other than cat food on her menu.
And yet, there are those who will consider her an irresponsible deadbeat, sucking at the government teat. They, of course, are morons.
(A former friend said I was a deadbeat for going to school on my GI Bill. At the time, it cost the Feds about $10k plus a few fees for the first two years, at which point I went to student loans that I think amounted to about $25k, which had to be repaid. So, let's say the Feds invested maybe $12k in my education. No only was my after-graduation tax liability on my earnings well over $6k per year, my income moved our joint tax rate into a higher bracket and we paid higher taxes on Mr. Sue's earnings. It took me far less than two years to "repay" the feds for my "free" education...and the rest of my working years were gravy to them. The friend is a "former" friend not because she criticized me, but...among other things...because I realized she was too stupid to understand the math and I don't hang with stupid people.)
(PS--she felt that her cosmetology school, paid for by the Feds because her FATHER was a disabled veteran, was legit because he was disabled. Uhm...he had a disability rating, but worked and made GOOD money his whole life, and WTF does his disability have to do with her "beauty college" education? She was, after all, an adult and he had no legal obligation to pay for that. For those who care, THAT benefit has been eliminated.)
MiniSue decided to take a job that has long-term security and a defined benefit plan...all in all a good plan for a single woman. The downsides are a grand a month pay cut and a six-to-twelve month training period, holding "temp" status, with no benefits.
COBRA would cost her $700/month. An ObamaCare policy, with no subsidy because her income is too high, will cost somewhere between $200-300/month.
She can deal with a $1200/month reduction-in-pay-increase-in-expenses...for that year. But a $1900/month hit would have been unmanageable.
So...what ObamaCare will be doing...at zero expense to taxpayers...is allowing her to move to a job that will, after about two or three years, have her making more money, paying more in income taxes, stimulating the economy (because she's that kind of girl) and providing her with a pension that will keep her...a single woman with no siblings and no children to care for her in her old age...with a roof over her head and something other than cat food on her menu.
And yet, there are those who will consider her an irresponsible deadbeat, sucking at the government teat. They, of course, are morons.
(A former friend said I was a deadbeat for going to school on my GI Bill. At the time, it cost the Feds about $10k plus a few fees for the first two years, at which point I went to student loans that I think amounted to about $25k, which had to be repaid. So, let's say the Feds invested maybe $12k in my education. No only was my after-graduation tax liability on my earnings well over $6k per year, my income moved our joint tax rate into a higher bracket and we paid higher taxes on Mr. Sue's earnings. It took me far less than two years to "repay" the feds for my "free" education...and the rest of my working years were gravy to them. The friend is a "former" friend not because she criticized me, but...among other things...because I realized she was too stupid to understand the math and I don't hang with stupid people.)
(PS--she felt that her cosmetology school, paid for by the Feds because her FATHER was a disabled veteran, was legit because he was disabled. Uhm...he had a disability rating, but worked and made GOOD money his whole life, and WTF does his disability have to do with her "beauty college" education? She was, after all, an adult and he had no legal obligation to pay for that. For those who care, THAT benefit has been eliminated.)
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