Another PSA...casket shopping and all.

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Spiky Bugger

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My husband and I have been married 40+ years. We live in a community property state. Everything we own is joint ownership or in our trust. We thought we were partners. Our pensions are set up so that it doesn't matter who dies first, we get essentially the same income...but, no...we're not exactly equal.

It seems that our credit card companies have decided that only one of us can be the primary account holder and when that person dies, the other--who is merely an authorized user--has NO ACCESS to the account. Hello?

At the very time that one spouse needs a casket, the other one is fresh out of credit cards?

So, we're going to go switching stuff around immediately...but I called my sister and now I'm telling you guys.
 
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Most credit card companies are like this...and depending on which state it is even worse. I used to work for "shiti cards" and no matter what, there was one account holder and additional card holders...and the only state (back then) that a non card holder spouse to inquire on the account was Cali and that was only IF they knew all the personal data questions.

:( I wish I had good advice. I hope you find suitable arrangements.
 
Leave them leaning up against the outside wall....you ca hone your "scary lady" routine and make all of the neighbours submissive pee when you look at them.
 
I used to work in a mortuary - waaaaay back when I was 18, the lesson I learned: go buy everything now! Buy your plots, pick out your caskets, pay it off in monthly installments. You can even pre-pay for the party and arrange everything. It's the best gift you can give your loved ones is for them not to have to figure out what you would have wanted, carry guilt over the expenses, just the emotion of choosing. I want a damn party and I know my family would put together some morose churchy send off that doesn't represent me and my whacky ness at all. I want good music and good food and NO smell of formaldehyde! Best benefit is you get a price break coz you're gonna pay for it one way or another, and I'd rather pay in today's money than after 40 years of inflation!
 
I used to work in a mortuary - waaaaay back when I was 18, the lesson I learned: go buy everything now! Buy your plots, pick out your caskets, pay it off in monthly installments. You can even pre-pay for the party and arrange everything. It's the best gift you can give your loved ones is for them not to have to figure out what you would have wanted, carry guilt over the expenses, just the emotion of choosing. I want a damn party and I know my family would put together some morose churchy send off that doesn't represent me and my whacky ness at all. I want good music and good food and NO smell of formaldehyde! Best benefit is you get a price break coz you're gonna pay for it one way or another, and I'd rather pay in today's money than after 40 years of inflation!
Only nice thing my mom's stepmother did for me was make her own plans. That way, when her jerk (it ran in the family) brother called me and started insisting that we have a Rosary and that she would have wanted that and how dare we...I just told him that I was NOT going to "go against her wishes" just because HE wanted something SHE did not care enough about to add to her services.
 
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