BCBS of NC denial, post-op program has "insufficient" follow up

AtomicMelanie

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@DianaCox and @Larra -

New here. Have BCBS of NC (Blue Options), attempting to have DS w/ Dr. Williams (Boyce) in Knoxville TN. Have verified he's in network. Surgery is not excluded from my policy. I meet all the medical requirements and we submitted all the required documentation. Dr. Williams' office has not had much experience in dealing with BCBSNC for DS patients - it appears that I'm their first.

BCBSNC denies coverage and says Dr. Williams's post-op follow up program doesn't meet their criteria. BCBSNC policy guidelines say "follow-up programs must include regular follow up for at least 5 years, including postoperative nutrition follow-up."

Am currently in Level II appeal, independent grievance panel review is set for Feb. 19th (by telephone).

Dr. Williams's Program Outline shows 1 year of post-op follow up with the patient coming in to his office. After that, he gives the patient the option to follow up with either him or the patient's primary care doc annually (supposedly to save them money from having to continue to pay a specialist co-pay), but either way, annual follow-up is required.

BCBSNC didn't like that. In our first-round "soft" appeal and "courtesy peer review," Dr. Williams and I both submitted letters to state that it was my intention to follow up with Dr. Williams annually for life. We were denied, so we filed Level I formal appeal. Denied again, same reasons as above.

I found out that the office manager for Dr. Boyce/Williams requires a copy of their Program Outline to be included in every insurance appeal filing. So, BCBSNC is seeing conflicting information from the doc and me and the practice's program outline. Of course, BCBSNC is choosing to go with the document that will allow them to deny on a technicality.

We have filed Level II appeal. I demanded to Dr. Williams staff that they do NOT include the Program Outline in this filing. Further, they had me sign, in the presence of a witness, a Patient Contract of Commitment, with the below language added. A copy of the contract was sent to BCBSNC in our Level II appeal package.

Language added to the contract I signed:
"I understand that New Life center for Bariatric Surgery requires patients to follow up with Dr. Williams/Dr. Boyce and staff in person, in office for a minimum of 5 years post-op. This follow up will be in person at New Life Center. Visits to include medical and nutritional care at the following postoperative visits: 2 weeks, one month, two months, 4 months, 7 months, 12 months, and annually thereafter for a minimum of 5 years."

How does it work with the Level II appeal independent review? Do you think this would satisfy them? I will be on the call. How can I advocate for myself to stress to them that Dr. Williams provides lifetime follow up?

Many thanks for your help!
 
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Who is Dr. Williams?

I will send a message to Diana as she often doesn't see tags.
 
@southernlady I had read that Dr. Williams wouldn't do DS for BMI under 50. Neither will my insurance. I'm 57 BMI, so that qualifies.
Actually the insurance can be forced to follow the NIH/Medicare guidelines, which allows for the DS at 40 or above (35 with comorbids) but it takes persistence.

Dr. Williams on the other hand just dismissed my need for NSAIDS which made the RNY not an option and at the time I had surgery, Medicare did not cover the VSG...that came 18 months after I had my DS. Being an arrogant ass is why I fired him but if that arrogant ass had agreed to my DS, he would have done mine. As long as they are good doctors I can handle arrogant. Stupid arrogant gets fired quicker than just arrogant, LOL.

Thankfully you do not have THAT battle on your hand...cause as you say, you are over a 50 BMI. And I hope you get your appeal.

My takeaway from what your policy says is that they won't be happy with ANY surgeon...so even tho they cover the DS, they are doing your damnest to make sure you give up.
 
That is utterly bizarre. Does BCBS intend that Williams provide this 5 years of follow-up FOR FREE? What is the exact language of the policy? If it is: "follow-up programs must include regular follow up for at least 5 years, including postoperative nutrition follow-up" then have Dr. Williams write a letter that says something along the following lines:

As part of our continuity of care, we consider our bariatric patients to be patients for life. We offer [monthly patient support groups, with a member of our staff in attendance - or some sort of description of patient support]; we recommend that patients come to the office indefinitely for yearly follow up medical appointments including a nutritional follow up based on laboratory results, or more frequently if there are medical or nutritional issues to address; if the patient cannot return because of the need to travel or their insurance has changed, we will do a telephone consult and review their lab values and other medical issues at a reasonable cost. Thus we submit that we meet your requirement for "follow-up programs must include regular follow up for at least 5 years, including postoperative nutrition follow-up.

For the record, this denial was apparently based on your assertion that our "Program Outline shows 1 year of post-op follow up with the patient coming in to his office." To be clear, our surgical fee includes the first year of follow up appointments; we of course expect to be paid for office visits thereafter.
 
@DianaCox Thank you so much! Yes, that was the exact language of the policy. Conveniently vague enough for BCBSNC to construe it however they'd like.

I appreciate your help so much! Will contact his office tomorrow and ask him to fax them a letter with your suggestions for the review panel.

Have you - or anyone - had any experience with a BCBS Level II grievance appeal panel review? Any pointers on what I can expect?
 
Expect they will uphold the denial. You need to get this to external medical review for a fair hearing. But they MAY try to say this denial is contractual. In which case, you may need to either file a grievance with your state department of insurance, or hire an attorney.
 
Well, I guess my paperwork got in front of the right set of eyes at BCBSNC. Ladies and gentlemen, we are approved! No surgery date yet, have to receive the official letter from BCBSNC. Thank you all for being so supportive and for all your thoughts and prayers! Looking forward to taking a place on the Losers side!

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Well, I guess my paperwork got in front of the right set of eyes at BCBSNC. Ladies and gentlemen, we are approved! No surgery date yet, have to receive the official letter from BCBSNC. Thank you all for being so supportive and for all your thoughts and prayers! Looking forward to taking a place on the Losers side!
So glad you were approved...

Once you get a date, do you want it added to the calendar?
 
Well, I guess my paperwork got in front of the right set of eyes at BCBSNC. Ladies and gentlemen, we are approved! No surgery date yet, have to receive the official letter from BCBSNC. Thank you all for being so supportive and for all your thoughts and prayers! Looking forward to taking a place on the Losers side!

6e8b796f1e62a759078d5035c6b82da9443bb5bfc4f5e04051ce27ac8e62bca6.jpg
Just out of curiosity - was the approval in view of the surgeon's letter with the language I suggested, or did BCBS extract their head out of their ass independently?
 
Good news! Of course, there was never any decent justification for the denial in the first place, but still, good news. Congrats, and good for you for not giving up.
 

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