My brothers

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DianaCox

Bad Cop
Joined
Dec 30, 2013
Messages
6,351
Location
San Jose
They live in LA, and are indigent. They have a poorly run business repairing old Volvos - the younger one (by 14 months) (J) is the mechanic and is very ill, so he can't work a lot of the time. The older one (E) does almost everything else - poorly - including trying to take care of J by buying the food and preparing it. They are essentially homeless - they live in the auto shop - (they are clearing far less than $900/mo for the TWO of them per month) and pretty much act like they hate each other (except of course they don't), but they talk to each other hatefully all the time. They are miserable.

There are clearly mental health as well as physical issues (they are in their mid-50s). And they have mismanaged the business so badly that the chickens (taxman, landlord) are coming home to roost with liens and eviction notices. Other than sales tax, they haven't paid any taxes for many many years (no self-employment tax, thus have paid nothing into Social Security or Medicare).

J is very very ill, and has been for years. He is in constant abdominal pain, especially when he eats. He therefore doesn't - mostly lives on Boost. I believe I know what is wrong with him, and it is a horrible syndrome - median arcuate ligament syndrome (AKA celiac artery compression syndrome). A ligament is crushing the artery that carries blood to his stomach, pancreas, duodenum and jejunum causing unremitting pain and nausea and other gastro symptoms. J has been to the ER several times as an indigent patient - one time, about 5 years ago, they even kept him for several days and ran the usual tests - which came up with nothing - a diagnosis of "functional bowel disorder" and then they turfed him, because he was not suffering from an emergent medical disease that could kill him. I even attended a follow up appointment with him many months later, and the horrible rude way he was treated - even with me present - made him refuse to go back again. He lives on Boost and pot.

Of course, they don't have insurance. And without proper financial records (E's responsibility, which he has failed at miserably - they use ONE checking account for business and personal money), they couldn't apply for Obamacare or Medi-Cal, because they can't prove their income. And they couldn't manage to get their shit together enough to do anything about it.

Three months ago, I paid for them to go out (one at a time) to VA to see our mom, who is unwell, and whom they hadn't seen for 7 years. J was so ill, he couldn't get out of bed at my sister's place for 2 of the 4 days. She tried to sign him up on the Covered CA website - and of course couldn't get past the required financial information. She gave up.

Two weeks ago, my husband and I went to LA and strong-armed them into signing powers of attorney to let me (and him) handle their affairs. We forced them to go over copies of their banking "records" and identify business vs. personal expenses. I used that to go down to DPSS (the welfare office) and sign them up for Medi-Cal and CalFresh (food stamps). I had no idea whether I'd be able to accomplish that, especially in the time we had available, but I got the forms submitted in one afternoon (on a Friday no less), by begging and pleading for someone to help me - and we discovered that the partial application my sister submitted months previously, presumably with my prodding that day, had matured into approval for J for Medi-Cal. And I am now declaring at least a partial VICTORY - as of yesterday, they BOTH have Medi-Cal coverage, and CalFresh!

I have also gotten both of the holders of tax liens to back off for a while, so they can catch up on the rent. I am working to get J into a vascular surgeon either at UCLA or UC Irvine ASAP to see if my diagnosis is correct and I hope to fix it ASAP. He has been in so much pain for so long - I really don't know why he hasn't killed himself.

Some thoughts on all of this:
  • Yes, yes, yes, I am wonderful to do this for my brothers, who have pissed on my (and others') efforts over the years to help. It is hugely time-consuming, and very VERY difficult, even with me being an attorney who has done a lot of insurance issues over the years.
  • But I am not doing this solely to be altruisic:
    • If they don't get their shit together, and don't die in the process, they will be living in my basement if I don't get them straightened out and able to collect some sort of social security and Medicare in 10-12 years.
    • Our parents are destitute as well and can't help them, and at 82 and 83, are beside themselves to see their sons living like this (my parents' teeth are in better shape than their sons', and they are both living under better circumstances).
    • Obviously, it also upsets me to see my brothers like this - and I finally had the leverage to FORCE them to accept our help.
  • The bigger thing, though, is that this process has been SO difficult, SO painful, SO confusing - I have to wonder (as I often do with the DS appeals) HOW THE HELL IS A "NORMAL" PERSON WITHOUT THE HELP OF SOMEONE HAVING MY EDUCATION - OR WORSE, SOMEONE WHO IS AMONG THE 50% OF THE POPULATION WITH AN IQ BELOW 100 - SUPPOSED TO NAVIGATE THIS HORRIBLE BUREAUCRACY BY THEMSELVES?
  • In particular, how is someone so beaten down by poverty, ill health and saddled with an appearance of being a marginal person (like my brothers' gap-toothed appearance, and stained hands), supposed to deal with the petty bureaucrats who populate and occupy the welfare offices?
I know I should feel happy and all about how far I've gotten in two weeks, but all I can think about is how much work remains to be done to get them functional again, and how much more bureaucracy will be involved in getting J in particular to the right surgeon who can treat his rare condition (assuming I am correct in my diagnosis, of course).

Sigh.

On the other hand, what J has may explain what problems my son is having too - so I am doubly motivated to get him a diagnosis and fixed.

My parents are very happy about this, which is its own reward as well - in some ways, this is their fault, and now we are cleaning up their mess (they moved into a commune when my brothers were in their early teens, and allowed them to smoke pot - they are walking proof that that is a TERRIBLE idea, and kills a person's motivation - my brothers have very very high IQs, but never did anything with their minds because of it). Even so, I'd rather have them not be as worried about them, and impotent to do anything about it.

So, now I guess I'd better go do some work.
 
Big hugs Diana. I know it is difficult. And I agree, how is anyone supposed to navigate the bureaucracy? There was a time in the 80's when I had to apply for AFDC for myself and my children. I am a reasonably intelligent person with very good reading comprehension and I had trouble filling out the forms. And they never tell you all the rules. Therefore you do something that you think is right and they turn around and slap you on the wrist for it. While I was on assistance they told me that if I got a job and the pay was less than what I received on assistance, that they would make up the difference. Well, I did get a job and the starting pay was rather low. Of course, when I went back to apply for assistance they then turned me down because I was working more than 100 hours. They never bothered to inform me of that ahead of time. I believe this is the reason why some who are poorly educated or mentally ill seem to fall between the cracks and can't seem to get on their feet. They desperately need an advocate who will help them navigate through the system. I guess that is what social workers do but they are very overworked and can't help people like they need to.
 
You have such a big heart Diana. I am by no means have a BS, no where near the education or insurance experience as you, but have wondered the same in the past. As I mentioned before I have a special needs son who will not ever "get better" and the hoops I have to jump through for his SSI and medicaid insurance is unbelievable. For example he is on a "wavier" where DH's nor my income count as to whether he receives medicaid but every year I still have to show proof of our income or they will and have (the first year he was on the "waiver" I didn't send it in because silly me thought our income didn't play a part) terminated his insurance. I also have to produce paperwork showing how much is in our bank accounts. I know they can look this up because a few years ago I accidently transferred money into my son's account instead of my daughter's. The SSI person questioned me about it because he is only allowed X amount in his account ever.

These are a couple of reasons that I don't think food stamps, medicaid, etc. fraud is as bad as some people make out because it is too difficult for educated people who really need these services to receive them.
 
Many of the people Diana and I help with insurance problems face issues similar to what she is describing, though maybe not quite so bad as they at least have insurance. Most of them are intelligent, capable people who live productive lives but aren't savvy about how to navigate bureaucracy and how to fight was is essentially an unfair fight. And why should they need to be? If they have insurance, and there is no "exclusion" for bariatric surgery, why should the burden of proving medical necessity be placed on them, esp when every single person we have ever helped has met the standard medical necessity criteria accepted by they entire medical community?
This is why we stay in the fight, and I'm glad Diana was able to use some of her insurance fighting skills to deal with a different and very challenging bureaucracy. Good job! I hope your brothers will make good use of the benefits you have won for them.
 
I'm so glad you were able to make some progress, Diana, I can't even imagine how hard this is. sounds like of all the issues, J's pain/issues is the top priority? he must be so malnourished.

keep us updated.
 
Yes, we need to get him fixed ASAP. But in addition, the tax issues are critical - the EDD has been levying a nearly $20K lien for employment taxes going back to a DIFFERENT business nearly 25 years ago, where J's partner was supposed to be paying them and screwed him over in other ways as well - but the EDD didn't come after him for 25 years and now the penalties and interest are 10X what the original arrearages are, and the former partner should be paying too - or more. We are trying to make sure that the EDD finds him too by sending them his contact info and where he works - it is a joint and several liability, and for many other things that the guy did, getting HIM to pay this debt will be satisfying in multiple ways.

This picture doesn't do justice to how bad he looks - he is 6' tall and weighs maybe 130 lbs. And for some reason, the camera made it look like his has teeth - many are missing - and in real life, he never smiles; he always has his arms folded across his upper abdomen because he's grabbing it and lifting it up - probably instinctively to pull his diaphragm off his celiac artery to relieve the pain, if only for a moment:
IMG_0889_zps876c7661.jpg
 
Wishing you strength, success and support on this difficult journey. You do have a heart of gold.
 
Update: Brother J (the sick one) has had a first appointment with a straight Medi-Cal PCP, who has agreed to help him get to the UCI doctor (a vascular surgeon). In fact, she already wrote him a referral!! I was worried this was not going to be good enough, because the vascular surgeon at UCI normally does not take patients until they have already been diagnosed by other specialists. But I made some calls today, and I was able to make him an appointment on Aug. 6th! I will probably fly down to UCI to go to the appointment with him.

This situation is made more tricky by the fact that each county has its own ACA Medi-Cal HMO plans - and they REQUIRE that Medi-Cal patients sign up for an HMO. But those would limit J to seeing doctors IN his plan, IN LA County. So I don't want him to be in an HMO yet, because the UCI doctor is in Orange County and definitely NOT in an LA HMO. There is an exemption possible - IF the patient's doctor will say he has a complex medical condition that requires continuity of care. But J doesn't have a real diagnosis yet - just MY well-founded suspicions (and last time I looked, among the sets of letters at the end of my name, M.D. is not one). So I've been trying to finesse the system for the last three weeks.

Today, I found out that LA County won't force him into an HMO until September 1st, giving us time to get the exemption in place. And his PCP has agreed (in principle - it isn't real until it's in place) to write the exemption, even without doing the extensive testing needed to establish a proper diagnosis.

What I think he has is MALS (median arcuate ligament syndrome). If you'd like to read about it, and understand why he is in so much pain:

It requires a VERY skilled specialist in the field of abdominal vascular surgery, and this guy at UCI is one of the few experts in the field (sound familiar?). And the surgery is NOT trivial - his celiac artery has probably been crushed by the ligament for decades, and may need to be grafted and/or stented to fix it, after releasing the ligament. But if I am correct in my "diagnosis," he must have this procedure to get him healthy and out of pain.
 

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