So glad you asked, it allows me to sneak in a political comment and not break too many rules. ( @
southernlady )
The political comment:
Part of the anti Obamacare chorus was "why not just let people go across state lines and buy cheaper insurance?"
The answer is that if all the people who do not need a service go to a state that doesn't require it--State A doesn't cover bariatric surgery, State B doesn't cover fertility services, State C doesn't cover reconstructive surgery after mastectomy--then eventually, the places that sell the cheapest insurance, which covers almost nothing, will have almost all the customers and the states that cover those larger expenses wouldn't have enough people in the pool to keep the insurance company in business. And remember, those things that ARE covered in some states are covered because voters put in office people who would make laws that require that those services are covered.
That said...y'all can pick on the Wingnuts in California and a few other states, but they REQUIRE bariatric surgery be included.
Your job now is to buy a plan that is NOT an HMO and, if possible, one that one of the CA doctors accepts. (Our daughter was on COBRA after being laid off and went with...I think...a Silver PPO...through Blue Shield.) I don't know if Keshishian does, but he removed my band and did my DS over eight years ago, so the boy has a bit of practice at it.
Here's the What Is Covered Where map:
PS...your husband needs a better job. (Unless he's working for a small, struggling, start-up.)
