You can find all you need online at
Medicare but if you have never dealt with it, it can be confusing.
You start by going online and creating a profile on
Medicare, including your zip code. Then add all maintenance medications.
Then read up on whether you want a Medicare Advantage plan (called Part C) which includes A&B and can include part D, prescriptions or go the original Medicare A&B, add a Medicare Supplement and a Prescription plan.
From what I’ve heard, plan G is the best Med Sup now.
The biggest difference between the “all in one” plan and going the Med Sup and Prescription route is access to medical professionals. Most Advantage plans are an HMO or a regional PPO.
It’s because of the regional, that I ended up with Boyce instead of Pomp for my DS. They had no issue with which surgery. They had major headaches with my wanting to go outside of TN. I spent about a month calling every bariatric clinic in TN with three questions: 1) Did they perform the DS ( I knew the answer but had to call and document the answer), 2) Did they perform the DS on lightweights, and 3) Did they accept Medicare. And I had to call all of them to get an exception to their policy. Boyce was my last call cause I was already with his partner at the time, Williams who is an asshat.
Personally I would avoid any policy thru BCBS as they are real asshats about going out of state. When we moved to NC in 2013, our house was less than a 5 mile walk to the SC state line. But my PCP has to be in NC, closest one was 40 mins away. As soon as we could, (during enrollment), we changed to Humana Medicare which based it on zip code not state. A 50 mile radius from our house included several major hospitals and my PCP of choice, all in S.C.
