Angelina Frazier
Angiebaby73
Oh wow. Thanks so much. I live in that store. Thanks
Hi DianaCox and Larra . I was referred to this forum to help with an appeal process.
I was denied by Cigna because bariatric surgery isn't part of my employer benefits and I got a rejection later in the mail stating such. I'm finishing up a vacation but could post more information this weekend if you think there's a possibility of it helping. I CAN pay cash for my DS (already scheduled about 4 weeks from now) but I'd really love to appeal to insurance.
I'm currently 5'9" and just over 300lbs. I've tried several diets and workouts, was even dropped as a client by a paid fitness trainer. My BMI is around 46 if I recall, and have some comorbidities such as prediabetes and severe sleep apnea. My family has a history of severe heart disease and various cancers, so I'm hoping you can help me out here. Please let me know what other information I can send.
Here you go. Pretty explicit about not covering surgery for weight loss even for morbid obesity. Hoping there might be a loophole I've missed.You need to obtain a copy of your Evidence of Coverage document (the insurance contract) from your employer, probably from HR. Not a summary of benefits - it should be around 100 pages long. We will need to see what that says.